Texas Home Loans

Get pre-approved for a Texas home loan. Approval is fast an easy. Fill out the quick pre-approval form and one of our friendly experienced home loan consultants will contact you in a timely manner or call us at (972) 772-8183.

Mortgage America of Texas works with the wholesale side of more that 150 Texas mortgage lenders. This enables you to complete one application and our Mortgage Consultants will research the market and locate the home loan that best suites your needs. We can often get you a better rate than you could get if you went directly to the same lenders retail location. This saves you time and money. REMEMBER, WE WORK FOR YOU!

We are committed to customer satisfaction! We are dedicated to getting you the right home loan at the right rate that meets your specific situation in a timely manner.

We work for YOU the borrower, not the not the lender. When applying for a loan from a bank the loan representative will attempt to conform your needs to their loan program. This is not the way to get the "best home loan". We take your needs a find the best lender with the loan program that best fits your needs.

Certified Mortgage Loan Consultants. Trusted Members of the Texas Home Loan Mortgage Industry and a Member of NAMB, TAMB & DAMB.

Get Pre-Approved for a Home Loan Today!
Texas Home Loans Its a buyers market and interest rates are at record lows. Now is the time to buy!

Amazing opportunities are available for first time home buyers including the $8000 tax credit that has been extended through 2010. Stop throwing your money away on rent. Own your very own home now!

A new tax credit of up to $6500 for repeat home buyers that meet certain criteria is now available. Call for details! Refinance your home and reduce your current mortgage rate saving you hundreds per month!

$8000 Tax Credit For First Time Home Buyers A $8000 tax credit is available for qualified first-time home buyers purchasing a principal residence on or after Jan 1, 09 and before Dec 1, 09. This tax credit is an amazing opportunity for first time buyers. Contact us now to see if you qualify! SFMI 95% LTV, No monthly MI payment, higher LTVs, Lower monthly payment, lower DTI, more house. HomePath® Home Financing This special financing is available on Fannie Mae homes. The benefits include: Low down payment and flexible mortgage terms (fixed-rate, adjustable-rate, or interest-only) You may qualify even if your credit is less than perfect Available to both owner occupiers and investors No appraisal fees Also eligible for HomePath Renovation Mortgage

FHA Loans Buying your first home? A FHA loan maybe the right loan for you. Low down payments, Low closing costs & Easy credit qualifying. Contact us for further information. Jumbo Loans Interest rates on Jumbo Loans are low! Put us to work for you and we will find the best rates on the house you want with the payment you want. Contact our friendly staff of experienced home loan consultants today! Special Home Loans Special home loans are available to teachers, police and firefighters. Contact us for details!